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Get instant access to money when you qualify for one of our credit cards. You also don’t have to wait for your new card to arrive, you can simply use your credit card details to start shopping online immediately.
Switch your card on or off in our banking app and safely shop online with our world-class security features
Swipe or tap to pay safely and easily in-store, online or overseas, and link apps for secure payments using your phone
Swipe your credit card and earn even more UCount Rewards Points than you would with a debit or cheque card
Our service fees range from R40 to R209 per month depending on the Credit Card. Interest rates are personalised ranging from a minimum of 11.75% (prime – 0.25%) to a maximum of 22.25% (Repo rate + 14%) as per the NCA regulation. Your monthly repayment for your Credit Card is a minimum of 3% of your outstanding balance. An upfront, once-off initiation fee of R190 (VAT inclusive) will be required.
Learn more about credit and credit cards
A credit card is a must-have financial tool. Learn more about the reasons to get a credit card.
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Get rewarded with UCount Rewards Points each time you shop, giving you more to spend on what you want. Here’s how to easily earn and redeem your Rewards Points.
As a UCount Rewards member, you get rewarded whenever you swipe your Standard Bank Credit or Debit Card, no matter where or how you use it. That’s a good place to start, but did you know you could earn additional Rewards Points?
Do you have a healthy credit score? If your credit score is bad, the good news is that you can always improve your credit health. Here are five steps to help.
Thinking about getting a personal credit card? Here’s some of the basic advantages of credit cards.
Credit empowers you to buy what you want when you need it, but it requires careful management to keep your credit record in good standing. We have 5 tips to help you with your credit management.
We also offer
Take the stress out of using your credit card, knowing that what you owe is covered in the event of death, disability, dread disease or retrenchment.
Struggling to meet your loan repayments each month?
Our Debt Care Centre provides personalised assistance to alleviate your financial burdens. By reducing your monthly obligations, we can provide you with much needed relief. Learn about our financial solutions and apply today.
Grow your wealth with the personal touch and worldwide support of our finance specialists.
Struggling to keep up with your repayments? Speak to us about finding the best solution for your unique financial situation.